Insurance & Risk Management
For the Pallet Industry

How does your current program stack up?

About

Pallet Risk Solutions is a division of Schmale Insurance Agency and was developed to help serve a very underserved industry by the insurance world: Pallets.

Our Program is designed and tailored specifically for the pallet industry. Any agent can get you an insurance policy. But your policy shouldn't be your risk management. Our program goes beyond the insurance policies

Services

Insurance

We work with our clients to find the best coverages, carriers and premiums to help them navigate these difficult time for the pallet industry and insurance.

Work Comp Program Management

We implement a 20 point process to help us identify current issues with your work comp program and correct them which help drive down your current mod. For every dollar the insurance company spends on a claim, you are most likely paying $2 - $3 for on the back end.. So you are basically borrowing at a high interest rate. Our job is to solve that.

Added Partner Benefits

We help our clients in the pallet industry by offering added partner benefits to help their insurance program make them more profitable.

Request a Quote

Powered by 123ContactForm | Report abuse

Testimonials

 This team is incredible and the best in the pallet business. We were happy with our old broker and Stephen and his team came in and found some major issues with our work comp audit. Upon further review we found that we were over charged more than $30k. They worked with our old carrier to get this refund for us. 

Carrie Shrum- All Pallets

 I have been with these guys for years and I wouldnt even imagine finding a different solution. They know their sh*t when it comes to the needs of the pallet industry. 

Randy Ellington- Pallet Sales and Recycling

 Our Partnership with Stephen and his team has been nothing short of successful. Within the first few months of working together, Stephen quickly proved his knowledge and expertise in the "world of workers comp." Even with a time difference between us, he continually makes himself available to assist me with any issues or walk me through any situation I may be experiencing. No matter what the circumstance, Stephen responds in a calming, informative way. I am grateful to have Stephen and his 7 steps approach as part of my workers comp team. 

Shannon Martin- Ongweoweh Corp

 I have used pallet risk solutions since the start and am so happy we have. They have helped us view insurance beyond a policy and helped us take back control of our work comp program. 

Laura Leon- S and L Pallets LLC
  

Articles

Pallet Enterprise Magaziine- February 2024

Pallet Enterprise Magaziine- February 2024

2/1/2024

Insurance Outlook: With insurance companies facing some big losses from the last few years, obtaining commercial property coverage is getting harder to qualify for and rates are skyrocketing. If you want to get coverage, pallet and lumber companies need to have good fire safety practices. Will you be able to pass the test?

Read More
Pallet Enterprise Magazine- August 2021

Pallet Enterprise Magazine- August 2021

8/1/2021

Pallet industry insurance professional shares how your Experience MOD impacts rates and what you can do to keep incident rate low.

Read More
Pallet Enterprise Magazine- April 2021

Pallet Enterprise Magazine- April 2021

2/25/2022

Risk Tolerance: Insurers are opting out of covering the pallet sector, limiting options and causing premiums prices to spike. Exploring what pallet companies can do to prepare for the new renewal discussion.

Read More